Oh, Summer, I don’t even know where to begin?! Summer is easily my favourite time of the year. From vacations to mini road trips and happy hours on the patio, this is a season about relaxation and leisure. It can be easy to get swept up in the fun so here are four tips to keep financial stress out of your summer memories:

1. Prioritize local events - You don’t have to leave the city for summer entertainment. Take advantage of low-cost or better yet, FREE, events in your neighbourhood and city. Visit your local events calendar or tourism websites to see what’s good in the ‘hood.


2. Cancel your gym membership - Outdoor workouts are my favourite! Go for a bike ride, round up the crew for beach volleyball or outdoor basketball, hike up some mountains and go for an outdoor pool swim. The possibilities are endless and so much more appealing than working out inside!

3. Redeem your miles - Use travel miles, rewards or cash-back to book your summer getaways. To save even more money, let’s not forget about those credit card perks — free nights, free upgrades, insurance coverage, etc. 

4. Keep utility bills low - Turn off the A/C when you’re not home. At night, open your windows and use a fan to circulate cooler nighttime air. Electronics and other equipment generate heat too, so turn them off when not in use.

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